Debt Restructuring and IBC

Financial distress situations require legal advice that is commercially realistic, strategically calibrated, and capable of functioning under significant stakeholder pressure. Our experience across banking, structured finance, lender negotiations, and insolvency-related transactions enables us to advise lenders, investors, promoters, and distressed businesses through complex restructuring and insolvency scenarios.

Corporate Insolvency Resolution Process (CIRP) under the IBC

We advise financial creditors, operational creditors, resolution applicants, and corporate debtors across various stages of the Corporate Insolvency Resolution Process under the Insolvency and Bankruptcy Code, 2016. Our work includes advising on admission proceedings, claims management, committee of creditors (CoC) processes, evaluation and negotiation of resolution plans, and implementation-related issues arising during insolvency proceedings. We also advise on pre-packaged insolvency processes and strategic considerations surrounding distressed acquisitions and resolution opportunities.

Committee of Creditors (CoC) Advisory

We advise lenders and creditor groups participating in committees of creditors on voting strategy, commercial negotiations, inter-creditor dynamics, evaluation of competing resolution plans, and protection of creditor interests during the CIRP process. Our experience enables us to assist creditors in navigating both legal and commercial considerations within time-sensitive restructuring environments.

Debt Restructuring and Resolution Frameworks

We advise lenders and borrowers on out-of-court restructuring arrangements, including restructuring under RBI prudential frameworks, inter-creditor arrangements, refinancing structures, settlement negotiations, and stressed asset resolution strategies. Our counsel focuses on developing commercially workable solutions while balancing regulatory compliance, enforcement considerations, and stakeholder alignment.

Distressed Asset Transactions and Strategic Acquisitions

We advise investors, asset reconstruction companies (ARCs), and strategic acquirers on distressed asset opportunities, including acquisition of stressed debt, participation in insolvency resolution processes, and acquisition of businesses or assets through restructuring and enforcement proceedings. Our work includes transaction structuring, due diligence, regulatory analysis, and negotiation of acquisition documentation.

Enforcement and Security Realisation.

We advise secured lenders and creditors on enforcement strategies under the SARFAESI Act, security enforcement proceedings, recovery actions, and related litigation strategy. Our experience includes advising on enforcement of security interests, guarantees, pledges, and related creditor rights in distressed situations.